What does Pockito send to AI, and can I turn it off?

Pockito asks before it uses AI. When you say yes, only what you chose to use AI on is sent to OpenAI, at the moment you send it: a receipt photo, a voice note, a chat message, a file you're importing, or a bank text auto-track is reading. OpenAI doesn't train on it and deletes it within 30 days. Turn AI processing off in Settings and nothing is sent.

Free iPhone and Android Updated 7 October 2026 · Pockito 1.4.1 · iOS 17 · Android 9 or later

Where to find it Settings AI processing

What each feature sends

Scan receipt: We'll send this receipt photo to OpenAI to read the amount, store and items.
Voice: We'll send this voice note to OpenAI to turn it into a transaction.
Chat: We'll send your message and the spending it needs to OpenAI to answer you.
Import: We'll send this file to OpenAI to turn it into transactions.
Auto-Track: We'll send bank SMS and payment notifications to OpenAI to log them for you.
Budgets and the briefing: We'll send a summary of your spending to OpenAI to suggest your budgets and write your briefing.

Turn it off, or back on

Open Settings and find Privacy.
Switch AI processing off. Tap What gets sent to read exactly what is sent.

With it off, Pockito works on your phone instead wherever it can, and everything else works the same.

Where your records live

Your records are saved on your phone first. If you sign in, they also sync to your account so your other phones see them. In Incognito Mode they stay on that phone. Pockito never asks for your bank login, and your data is never sold.

Questions

Does OpenAI keep my data?

OpenAI doesn't train on it and deletes it within 30 days.

Which parts never use AI?

Typing an entry, your balances, safe to spend, recaps and Repeating's reminders work on your phone without AI.