A daily budget that knows your bills and your pay day
Safe to spend is the number on Pockito's Home: what you can spend today. Pockito sets your savings goal aside first, takes out the bills and subscriptions you already owe, and spreads what's left over the days until your next pay day.
Daily budget
One daily number after bills and savings.
Pockito sets your savings goal aside first, takes out the bills and subscriptions you already owe, and spreads what's left over the days until your next pay day. Change a number below and watch the glass.
MONEY IN $6,000
How often you're paid Monthly · 1st
It changes month to month We'll budget on your lowest three months instead
Other regular income Freelance retainer, every 15th, kept in Repeating NEW1 rule · +1,000
SET ASIDE FIRST $1,000
Where it goes Swept on the 15th as a move, not a spend NEWEmergency fund
ALREADY COMMITTED $1,200
Repeating bills Rent, internet, gym 3 · $1,000
Subscriptions Netflix, Spotify NEW2 · $200
Edited in the Repeating tab, one list for both. This is the read-out.
THIS LEAVES YOU, EACH MONTH
3,800USD
- Set aside1,000
- Committed1,200
- Yours3,800
Every control here changes this number, the same way it does in the app.
What Pockito tells you
Calm
$127 a day and you're comfortable. Keep it boring.
Tight
Let's keep it to $98 a day. We're fine if we do.
Over
We went $64 past the plan. Next period starts fresh. Want to see where it went?
Open the calculator How the number is worked out
- 1
Savings come off first
The savings goal you set is put aside before anything else.
- 2
Then what you already owe
Bills and subscriptions in Repeating come off next, so they never look like spare money.
- 3
The rest, spread by day
What's left is spread over the days until your next pay day, and today counts as one of them.
- 4
It moves as you spend
Every expense you log changes the number, and Pockito says how it's going: calm, tight or over.
Free and Pro
Free
- Safe to spend, every day
- Today and the current period in the period pill
- Every manual entry and your full history
Pro
- Longer ranges in the period pill
- Automatic tracking without limits, so the number keeps itself current
The App Store and Google Play show Pro's price in your currency.
Questions, answered.
Every answer here is also in the Guide, with the steps.
How is safe to spend worked out?
Pockito sets your savings goal aside first, takes out the bills and subscriptions you already owe, and spreads what's left over the days until your next pay day. Today counts as one of those days.
What happens if I spend more than that?
The days left get a smaller share, and Pockito tells you plainly. If you finish over, it says by how much, and the next period starts fresh.
Does money I'm expecting count?
Money that lands on a rhythm, like a salary, a retainer or a sweep into savings, goes in Arriving. Pockito counts it as part of what you earn each month, so Home stands on your real income instead of one number you typed at setup.
Why does changing the period change every screen?
Because there is one window, not one per screen. The pill on Home sets it, and Home, Insights and your limits all read the same range. Free covers today and the current period; the longer ranges come with Pro.