A private expense tracker with no bank login

Pockito never asks for your bank login, and your data is never sold. It reads only the bank texts and alerts you allow, you can lock it with Face ID or your fingerprint, and Incognito Mode keeps everything on one phone with no account.

Private expense tracker

No bank login. Your data is never sold.

  • Sign in to sync your devices, or use Incognito Mode with no account.
  • Lock the app with Face ID or your fingerprint.
  • Receipts, voice, chat, imports and auto-track can use OpenAI. Nothing is sent when AI processing is off.
  • With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up your data.

Account & Security

  • Edit Profile Name, phone & birthday
  • Face ID ON
  • Require Authentication AFTER 5 MINUTES

Privacy

  • AI processing Receipts, voice, chat, imports and auto-track can use OpenAI. Nothing is sent when this is off. ON
  • What gets sent

Data

  • Backup & Data Import, export, and back up your transactions PRO
  • Permissions Manage access

Sync, backup, import, export

Your records go where you go.

Sign in on your iPhone and your Android phone and both show the same money. Or carry it all in a file: back up, restore, bring in another app's history, or hand your accountant a report.

Same money on iPhone and Android.

Sign in with the same account on both. Each phone saves first and sends in the background, so it works offline and catches up when you are back.

  • Every entry
  • Accounts and balances
  • Repeating
  • Limits
  • Rules
  • Settings

Rather not have an account? Incognito Mode keeps everything on one phone.

Snapshots you can restore.Pro

Back up to iCloud or Google Drive, or keep the file yourself. A backup restores on iPhone or Android, and restoring replaces what is on that phone.

  • iCloud
  • Google Drive
  • This device
  • Share backup file
  • Encrypted with your device keys, in your personal iCloud Drive
  • Keep a few snapshots, restore any one of them
  • Covers transactions, budgets, categories, accounts, rules and templates

Bring in what you already have.Pro

Bank statements, spreadsheets, another app's export, even a WhatsApp chat or an email. Pockito works out the columns, and when a file really can't be opened it tells you why.

Files it reads

  • CSV
  • Excel
  • Google Sheets
  • PDF statement
  • OFX / QFX
  • QIF
  • MT940
  • CAMT.053
  • Word
  • Email
  • WhatsApp chat export
  • SMS Backup & Restore
  • Photos

Apps it recognizes

  • Wallet by BudgetBakers
  • YNAB
  • Monarch Money
  • Money Lover
  • Spendee
  • Toshl
  • Mint
  • Pockito's own export

Spreadsheets and bank files are read without AI, so they import offline too.

Reports, filtered your way.Pro

Pick the dates, accounts, categories, amounts, currencies or labels, or only what came from a scan or a bank text. Then choose the file and send it from the share sheet.

PDF report
Printable report with filter summary and totals.
Excel workbook
Three sheets (Transactions, Categories, Accounts) with SUM formulas.
Word document
Narrative report with summary, top categories, and table.
CSV
Opens in Excel, Numbers, Google Sheets. UTF-8, ISO-8601 dates.
QuickBooks IIF
Accountant-ready; imports into QuickBooks without manual mapping.
Xero CSV
Bank-statement CSV with Xero's columns and dd/MM/yyyy dates.
Pockito JSON backup
Full lossless backup, restorable via Import. Ignores filters.

Your controls

  1. 1

    Lock the app

    Turn on Face ID or fingerprint in Settings and choose how soon it asks again.

  2. 2

    Use it with no account

    Incognito Mode keeps your records on this phone. Sign in later to sync your other phone.

  3. 3

    Decide about AI

    Turn AI processing off in Settings and nothing is sent to OpenAI.

  4. 4

    Leave whenever you want

    Delete your account from the app or from the Delete your account page.

Free and Pro

Free

  • The lock, Incognito Mode and the AI switch
  • Deleting your account, anytime

Pro

  • Backup to iCloud or Google Drive
  • Export to CSV, Excel or PDF

The App Store and Google Play show Pro's price in your currency.

Questions, answered.

Every answer here is also in the Guide, with the steps.

Does Pockito connect to my bank?

No. Pockito never asks for your bank login. It reads the bank texts and payment alerts your phone already gets, once you allow it, and you can say, scan or type anything else.

What does the AI see?

Receipts, voice, chat, imports and auto-track can use OpenAI to read the details. Turn AI processing off in Settings and nothing is sent.

Can I use it without an account?

Yes. Incognito Mode keeps your records on your phone with no account. Sign in when you want to sync your devices.

How do I delete my account?

Delete it from Settings in the app, or follow the steps on the Delete your account page on this site.

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