In the app
Spending
- Top merchants
- The places you pay most often.
- Biggest purchase
- The single largest hit this period.
- Top labels
- Totals for your custom labels.
- Spending map
- Purchases pinned on a city map.
- Top items
- The items that took the most, from your receipts and itemised entries.
Behavior
- Late-night spend
- What you spend after 10pm.
- Entry mix
- Voice, scan, auto-tracked or typed by hand.
- Under-budget streak
- Days in a row under your daily budget.
- Weekend factor
- Weekends measured against weekdays.
- Warranty watch
- Receipts with warranties about to expire.
- Health breakdown
- Budget, bills, savings and consistency, scored.
Accounts
- Spent from
- Split across cards, cash and savings.
- Fixed & subs
- Recurring bills and subscriptions.
- Cash flow
- Money in against money out.
- Cash-flow trend
- Six months of money in against money out.
- Payment methods
- Apple Pay, card or cash, compared.
- Net worth
- Everything you hold, minus what you owe.
- Assets
- Gold, investments and anything you value by hand.
- Account coverage
- How much of your history is tied to an account.
- Needs a look
- Captures waiting on your answer.
Commitments
- Subscription creep
- What your subscriptions cost each month, and how that has changed.
- What's coming
- Everything that repeats, laid out over the coming month.
- Money moved
- Transfers between your own accounts, kept out of your spending.
- Arriving
- Salary and other income. Estimates are marked as such.
- Trials & renewals
- What charges next, and what is about to stop being free.
- Not used
- Subscriptions you pay for but have not used lately.
- Set aside
- Annual bills spread over the year, and how far along you are.
The period
- Pace & forecast
- Your spending pace and where the period is likely to close.
- Committed
- How much of what arrives is committed before you spend it.
- Savings rate
- The share of what arrived that you kept.
Questions
Are any cards free?
On Free the board shows which cards you could add, and a few may be open to try. The rest open with Pro.
Read next
- Insights, recaps and chat Insights: your period, read to you A briefing in plain words, alerts, your categories and the cards you choose.
- Insights, recaps and chat Smart alerts Unusual spending, a price that went up, a pace that will finish over, and more.
- Wallet Net worth Everything you hold, minus what you owe, in one number.
- Settings Free and Pro Free covers your everyday tracking. Pro removes the limits and adds more.
Did this answer it?
Stuck on the setup? We'll walk you through it on WhatsApp, in your language.